Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$90,981	$90,981	$154,800
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$63,819	$0
Funding fee	$455	$455	$0
Note rate	3.400%	3.400%	7.400%
Blended rate	3.400%	5.709%	7.640%
1st payment	$467.85	$467.85	$1,071.80
2nd payment	$0.00	$478.64	$0.00
Taxes / mo	$103.00	$103.00	$103.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$30.96
HOA / mo	$6.25	$6.25	$6.25
Total monthly	$727.10	$1,205.75	$1,362.01
Cash to close	$81,019	$17,200	$17,200