Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$146,535$146,535$396,000
Remaining term (yrs)18.018.030.0
Secondary amount$0$249,465$0
Funding fee$0$0$0
Note rate2.930%2.930%7.400%
Blended rate3.780%6.281%7.640%
1st payment$870.70$870.70$2,741.82
2nd payment$0.00$1,611.13$0.00
Taxes / mo$275.00$275.00$275.00
Insurance / mo$150.00$150.00$150.00
MI / mo$127.45$127.45$79.20
HOA / mo$113.00$113.00$113.00
Total monthly$1,536.15$3,147.28$3,359.02
Cash to close$293,465$44,000$44,000