Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$223,552$223,552$350,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$127,358$0
Funding fee$0$0$0
Note rate2.930%2.930%7.400%
Blended rate3.780%5.312%7.640%
1st payment$1,054.37$1,054.37$2,429.63
2nd payment$0.00$849.06$0.00
Taxes / mo$628.08$628.08$628.08
Insurance / mo$150.00$150.00$150.00
MI / mo$178.74$178.74$70.18
HOA / mo$87.00$87.00$87.00
Total monthly$2,098.20$2,947.25$3,364.90
Cash to close$166,348$38,990$38,990