Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$127,809	$127,809	$247,500
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$119,691	$0
Funding fee	$639	$639	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	3.940%	5.903%	7.640%
1st payment	$740.75	$740.75	$1,713.64
2nd payment	$0.00	$797.94	$0.00
Taxes / mo	$180.75	$180.75	$180.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$49.50
HOA / mo	$237.00	$237.00	$237.00
Total monthly	$1,308.50	$2,106.44	$2,330.89
Cash to close	$147,191	$27,500	$27,500