Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$92,221	$92,221	$207,000
Remaining term (yrs)	13.3	13.3	30.0
Secondary amount	$0	$114,779	$0
Funding fee	$0	$0	$0
Note rate	5.020%	5.020%	7.400%
Blended rate	5.870%	7.051%	7.640%
1st payment	$788.34	$788.34	$1,433.23
2nd payment	$0.00	$765.19	$0.00
Taxes / mo	$194.75	$194.75	$194.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$103.79	$103.79	$41.40
HOA / mo	$201.67	$201.67	$201.67
Total monthly	$1,438.55	$2,203.74	$2,021.05
Cash to close	$137,779	$23,000	$23,000