Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$318,423$318,423$328,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$28,327$0
Funding fee$0$0$0
Note rate5.220%5.220%7.400%
Blended rate6.070%6.544%7.640%
1st payment$1,864.31$1,864.31$2,274.47
2nd payment$0.00$280.32$0.00
Taxes / mo$63.58$63.58$63.58
Insurance / mo$150.00$150.00$150.00
MI / mo$239.95$239.95$65.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,317.84$2,598.16$2,553.75
Cash to close$46,577$18,250$36,500