Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$147,928	$147,928	$265,500
Remaining term (yrs)	20.9	20.9	30.0
Secondary amount	$0	$117,572	$0
Funding fee	$740	$740	$0
Note rate	3.970%	3.970%	7.400%
Blended rate	3.970%	5.755%	7.640%
1st payment	$866.24	$866.24	$1,838.27
2nd payment	$0.00	$783.82	$0.00
Taxes / mo	$130.17	$130.17	$130.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.10
HOA / mo	$14.67	$14.67	$14.67
Total monthly	$1,161.08	$1,944.89	$2,186.21
Cash to close	$147,072	$29,500	$29,500