Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$417,633$417,633$449,910
Remaining term (yrs)27.827.830.0
Secondary amount$0$32,277$0
Funding fee$0$0$0
Note rate6.950%6.950%7.400%
Blended rate7.500%7.608%7.640%
1st payment$2,827.28$2,827.28$3,115.09
2nd payment$0.00$242.08$0.00
Taxes / mo$494.42$494.42$494.42
Insurance / mo$166.67$166.67$166.67
MI / mo$195.76$195.76$89.98
HOA / mo$149.00$149.00$149.00
Total monthly$3,833.12$4,075.20$4,015.15
Cash to close$82,267$49,990$49,990