Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$702,905	$702,905	$859,500
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$156,595	$0
Funding fee	$3,515	$3,515	$0
Note rate	6.850%	6.850%	7.400%
Blended rate	6.850%	7.060%	7.640%
1st payment	$4,663.06	$4,663.06	$5,951.00
2nd payment	$0.00	$1,043.96	$0.00
Taxes / mo	$1,205.33	$1,205.33	$1,205.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$171.90
HOA / mo	$403.00	$403.00	$403.00
Total monthly	$6,488.06	$7,532.02	$7,947.90
Cash to close	$252,095	$95,500	$95,500