Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$176,116	$176,116	$359,910
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$183,794	$0
Funding fee	$0	$0	$0
Note rate	4.550%	4.550%	7.400%
Blended rate	5.400%	6.728%	7.640%
1st payment	$1,061.65	$1,061.65	$2,491.94
2nd payment	$0.00	$1,225.29	$0.00
Taxes / mo	$224.92	$224.92	$224.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$147.55	$147.55	$71.98
HOA / mo	$12.92	$12.92	$12.92
Total monthly	$1,597.04	$2,822.33	$2,951.76
Cash to close	$223,784	$39,990	$39,990