Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$314,323	$314,323	$333,000
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$37,177	$0
Funding fee	$0	$0	$0
Note rate	6.780%	6.780%	7.400%
Blended rate	7.330%	7.811%	7.640%
1st payment	$2,084.63	$2,084.63	$2,305.62
2nd payment	$0.00	$367.90	$0.00
Taxes / mo	$230.25	$230.25	$230.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$146.86	$146.86	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,611.74	$2,979.64	$2,752.47
Cash to close	$55,677	$18,500	$37,000