Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,029,860$1,029,860$1,484,100
Remaining term (yrs)27.927.930.0
Secondary amount$0$454,240$0
Funding fee$5,149$5,149$0
Note rate6.770%6.770%7.400%
Blended rate6.770%7.070%7.640%
1st payment$6,843.74$6,843.74$10,275.61
2nd payment$0.00$2,933.63$0.00
Taxes / mo$846.25$846.25$846.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$296.82
HOA / mo$0.00$0.00$0.00
Total monthly$7,906.66$10,840.29$11,635.35
Cash to close$619,140$164,900$164,900