Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,009,886$1,009,886$1,340,100
Remaining term (yrs)26.026.030.0
Secondary amount$0$330,214$0
Funding fee$5,049$5,049$0
Note rate4.120%4.120%7.400%
Blended rate4.120%5.014%7.640%
1st payment$5,269.83$5,269.83$9,278.58
2nd payment$0.00$2,132.63$0.00
Taxes / mo$1,957.17$1,957.17$1,957.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$268.02
HOA / mo$146.00$146.00$146.00
Total monthly$7,589.66$9,722.30$11,866.44
Cash to close$479,114$148,900$148,900