Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$225,580	$225,580	$312,930
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$87,350	$0
Funding fee	$1,128	$1,128	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	2.710%	4.466%	7.640%
1st payment	$1,055.89	$1,055.89	$2,166.66
2nd payment	$0.00	$655.13	$0.00
Taxes / mo	$270.33	$270.33	$270.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.59
HOA / mo	$57.00	$57.00	$57.00
Total monthly	$1,533.22	$2,188.35	$2,706.58
Cash to close	$122,120	$34,770	$34,770