Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$203,776	$203,776	$377,910
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$174,134	$0
Funding fee	$0	$0	$0
Note rate	3.640%	3.640%	7.400%
Blended rate	4.490%	6.107%	7.640%
1st payment	$1,076.24	$1,076.24	$2,616.57
2nd payment	$0.00	$1,160.89	$0.00
Taxes / mo	$355.67	$355.67	$355.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.85	$166.85	$75.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,748.75	$2,909.65	$3,197.82
Cash to close	$216,124	$41,990	$41,990