Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$525,270	$508,410
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$2,626	$0
Note rate	5.300%	7.400%
Blended rate	5.300%	7.640%
1st payment	$3,119.10	$3,520.13
2nd payment	$0.00	$0.00
Taxes / mo	$88.67	$88.67
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$101.68
HOA / mo	$205.00	$205.00
Total monthly	$3,579.43	$4,082.14
Cash to close	$39,630	$56,490