Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$425,822$425,822$472,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$46,678$0
Funding fee$2,129$2,129$0
Note rate3.850%3.850%7.400%
Blended rate3.850%4.359%7.640%
1st payment$2,178.38$2,178.38$3,271.49
2nd payment$0.00$350.09$0.00
Taxes / mo$726.75$726.75$726.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$100.00$100.00$100.00
Total monthly$3,171.80$3,521.89$4,359.41
Cash to close$99,178$52,500$52,500