Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$493,185$493,185$719,910
Remaining term (yrs)26.926.930.0
Secondary amount$0$226,725$0
Funding fee$2,466$2,466$0
Note rate6.960%6.960%7.400%
Blended rate6.960%7.209%7.640%
1st payment$3,379.35$3,379.35$4,984.51
2nd payment$0.00$1,464.26$0.00
Taxes / mo$612.42$612.42$612.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$520.00$520.00$520.00
Total monthly$4,728.44$6,192.70$6,477.58
Cash to close$306,715$79,990$79,990