Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$775,995	$775,995	$1,165,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$389,505	$0
Funding fee	$3,880	$3,880	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	4.621%	7.640%
1st payment	$3,659.63	$3,659.63	$8,069.69
2nd payment	$0.00	$2,515.56	$0.00
Taxes / mo	$1,357.67	$1,357.67	$1,357.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$233.10
HOA / mo	$385.00	$385.00	$385.00
Total monthly	$5,618.97	$8,134.52	$10,262.12
Cash to close	$519,005	$129,500	$129,500