Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$192,251$192,251$476,100
Remaining term (yrs)19.519.530.0
Secondary amount$0$283,849$0
Funding fee$0$0$0
Note rate3.710%3.710%7.400%
Blended rate4.560%6.462%7.640%
1st payment$1,148.84$1,148.84$3,296.42
2nd payment$0.00$1,833.19$0.00
Taxes / mo$208.42$208.42$208.42
Insurance / mo$166.67$166.67$166.67
MI / mo$176.58$176.58$95.22
HOA / mo$69.00$69.00$69.00
Total monthly$1,769.50$3,602.69$3,835.72
Cash to close$336,749$52,900$52,900