Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$326,417	$326,417	$368,910
Remaining term (yrs)	11.8	11.8	30.0
Secondary amount	$0	$42,493	$0
Funding fee	$1,632	$1,632	$0
Note rate	6.030%	6.030%	7.400%
Blended rate	6.030%	6.372%	7.640%
1st payment	$3,205.63	$3,205.63	$2,554.26
2nd payment	$0.00	$318.70	$0.00
Taxes / mo	$697.25	$697.25	$697.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$73.78
HOA / mo	$16.67	$16.67	$16.67
Total monthly	$4,069.55	$4,388.25	$3,491.96
Cash to close	$83,483	$40,990	$40,990