Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$220,486$220,486$315,000
Remaining term (yrs)23.623.630.0
Secondary amount$0$94,514$0
Funding fee$0$0$0
Note rate3.260%3.260%7.400%
Blended rate4.110%5.577%7.640%
1st payment$1,112.40$1,112.40$2,181.00
2nd payment$0.00$708.85$0.00
Taxes / mo$313.33$313.33$313.33
Insurance / mo$150.00$150.00$150.00
MI / mo$180.82$180.82$63.00
HOA / mo$38.33$38.33$38.33
Total monthly$1,794.88$2,503.74$2,745.66
Cash to close$129,514$35,000$35,000