Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$330,634$330,634$427,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$96,866$0
Funding fee$1,653$1,653$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.251%7.640%
1st payment$1,540.42$1,540.42$2,959.92
2nd payment$0.00$726.50$0.00
Taxes / mo$380.42$380.42$380.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,087.50$2,814.00$3,592.51
Cash to close$144,366$47,500$47,500