Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$21,056	$21,056	$229,410
Remaining term (yrs)	5.0	5.0	30.0
Secondary amount	$0	$208,354	$0
Funding fee	$0	$0	$0
Note rate	6.580%	6.580%	7.400%
Blended rate	7.430%	7.721%	7.640%
1st payment	$401.54	$401.54	$1,588.39
2nd payment	$0.00	$1,345.62	$0.00
Taxes / mo	$66.83	$66.83	$66.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$44.63	$44.63	$45.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$663.00	$2,008.61	$1,851.10
Cash to close	$233,844	$25,490	$25,490