Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$262,329$262,329$323,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$60,771$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%4.713%7.640%
1st payment$1,223.54$1,223.54$2,237.08
2nd payment$0.00$455.78$0.00
Taxes / mo$701.92$701.92$701.92
Insurance / mo$150.00$150.00$150.00
MI / mo$209.03$209.03$64.62
HOA / mo$7.00$7.00$7.00
Total monthly$2,291.49$2,747.27$3,160.62
Cash to close$96,671$35,900$35,900