Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$20,196$20,196$220,499
Remaining term (yrs)35.935.930.0
Secondary amount$0$200,303$0
Funding fee$0$0$0
Note rate5.510%5.510%7.400%
Blended rate6.360%7.623%7.640%
1st payment$107.60$107.60$1,526.69
2nd payment$0.00$1,293.63$0.00
Taxes / mo$513.33$513.33$513.33
Insurance / mo$150.00$150.00$150.00
MI / mo$14.76$14.76$44.10
HOA / mo$0.00$0.00$0.00
Total monthly$785.69$2,079.32$2,234.12
Cash to close$224,803$24,500$24,500