Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$73,773$73,773$135,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$61,227$0
Funding fee$369$369$0
Note rate3.500%3.500%7.400%
Blended rate3.500%5.994%7.640%
1st payment$367.04$367.04$934.71
2nd payment$0.00$459.21$0.00
Taxes / mo$48.08$48.08$48.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$27.00
HOA / mo$0.00$0.00$0.00
Total monthly$565.12$1,024.32$1,159.80
Cash to close$76,227$15,000$15,000