Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$194,060	$194,060	$427,500
Remaining term (yrs)	22.0	22.0	30.0
Secondary amount	$0	$233,440	$0
Funding fee	$970	$970	$0
Note rate	4.500%	4.500%	7.400%
Blended rate	4.500%	6.275%	7.640%
1st payment	$1,156.73	$1,156.73	$2,959.92
2nd payment	$0.00	$1,507.63	$0.00
Taxes / mo	$82.25	$82.25	$82.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,405.64	$2,913.27	$3,294.34
Cash to close	$280,940	$47,500	$47,500