Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$221,866$221,866$269,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$48,044$0
Funding fee$1,109$1,109$0
Note rate2.980%2.980%7.400%
Blended rate2.980%4.052%7.640%
1st payment$1,052.17$1,052.17$1,868.80
2nd payment$0.00$360.33$0.00
Taxes / mo$281.83$281.83$281.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,484.01$1,844.34$2,354.62
Cash to close$78,034$29,990$29,990