Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$488,878	$476,910
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$2,444	$0
Note rate	6.460%	7.400%
Blended rate	6.460%	7.640%
1st payment	$3,147.20	$3,302.03
2nd payment	$0.00	$0.00
Taxes / mo	$195.58	$195.58
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$95.38
HOA / mo	$87.33	$87.33
Total monthly	$3,596.78	$3,846.99
Cash to close	$41,022	$52,990