Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$212,373	$212,373	$315,000
Remaining term (yrs)	23.0	23.0	30.0
Secondary amount	$0	$102,627	$0
Funding fee	$0	$0	$0
Note rate	3.620%	3.620%	7.400%
Blended rate	4.470%	5.620%	7.640%
1st payment	$1,132.21	$1,132.21	$2,181.00
2nd payment	$0.00	$684.18	$0.00
Taxes / mo	$360.25	$360.25	$360.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$175.96	$175.96	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,818.42	$2,502.60	$2,754.25
Cash to close	$137,627	$35,000	$35,000