Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$332,833$332,833$350,100
Remaining term (yrs)26.026.030.0
Secondary amount$0$36,717$0
Funding fee$0$0$0
Note rate5.550%5.550%7.400%
Blended rate6.400%6.944%7.640%
1st payment$2,014.64$2,014.64$2,424.02
2nd payment$0.00$363.34$0.00
Taxes / mo$478.92$478.92$478.92
Insurance / mo$150.00$150.00$150.00
MI / mo$249.95$249.95$70.02
HOA / mo$518.00$518.00$518.00
Total monthly$3,411.50$3,774.84$3,640.96
Cash to close$56,167$19,450$38,900