Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$210,700	$201,600
Remaining term (yrs)	25.6	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	5.100%	7.400%
Blended rate	5.950%	7.640%
1st payment	$1,226.17	$1,395.84
2nd payment	$0.00	$0.00
Taxes / mo	$207.92	$207.92
Insurance / mo	$150.00	$150.00
MI / mo	$159.97	$40.32
HOA / mo	$326.00	$326.00
Total monthly	$2,070.05	$2,120.07
Cash to close	$13,300	$22,400