Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$286,925$286,925$296,999
Remaining term (yrs)26.826.830.0
Secondary amount$0$26,574$0
Funding fee$0$0$0
Note rate6.960%6.960%7.400%
Blended rate7.510%7.880%7.640%
1st payment$1,968.11$1,968.11$2,056.36
2nd payment$0.00$262.97$0.00
Taxes / mo$282.67$282.67$282.67
Insurance / mo$150.00$150.00$150.00
MI / mo$136.13$136.13$59.40
HOA / mo$152.00$152.00$152.00
Total monthly$2,688.91$2,951.88$2,700.43
Cash to close$43,074$16,500$33,000