Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$243,975	$243,975	$314,910
Remaining term (yrs)	28.7	28.7	30.0
Secondary amount	$0	$70,935	$0
Funding fee	$1,220	$1,220	$0
Note rate	6.860%	6.860%	7.400%
Blended rate	6.860%	7.342%	7.640%
1st payment	$1,620.14	$1,620.14	$2,180.37
2nd payment	$0.00	$532.01	$0.00
Taxes / mo	$280.67	$280.67	$280.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,050.81	$2,582.81	$2,674.02
Cash to close	$105,925	$34,990	$34,990