Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$193,917$193,917$395,909
Remaining term (yrs)20.620.630.0
Secondary amount$0$201,992$0
Funding fee$0$0$0
Note rate3.970%3.970%7.400%
Blended rate4.820%6.315%7.640%
1st payment$1,144.32$1,144.32$2,741.19
2nd payment$0.00$1,304.53$0.00
Taxes / mo$345.67$345.67$345.67
Insurance / mo$150.00$150.00$150.00
MI / mo$170.40$170.40$79.18
HOA / mo$27.08$27.08$27.08
Total monthly$1,837.47$3,142.00$3,343.12
Cash to close$245,982$43,990$43,990