Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$225,353$225,353$629,010
Remaining term (yrs)18.018.030.0
Secondary amount$0$403,657$0
Funding fee$1,127$1,127$0
Note rate4.100%4.100%7.400%
Blended rate4.100%6.442%7.640%
1st payment$1,472.31$1,472.31$4,355.14
2nd payment$0.00$2,606.95$0.00
Taxes / mo$51.42$51.42$51.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$125.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,690.39$4,297.34$4,699.02
Cash to close$473,547$69,890$69,890