Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$119,834	$119,834	$287,910
Remaining term (yrs)	16.8	16.8	30.0
Secondary amount	$0	$168,076	$0
Funding fee	$0	$0	$0
Note rate	4.460%	4.460%	7.400%
Blended rate	5.310%	6.880%	7.640%
1st payment	$841.80	$841.80	$1,993.43
2nd payment	$0.00	$1,120.50	$0.00
Taxes / mo	$379.50	$379.50	$379.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.24	$118.24	$57.58
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,489.53	$2,610.04	$2,580.51
Cash to close	$200,066	$31,990	$31,990