Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$99,379	$99,379	$224,910
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$125,531	$0
Funding fee	$497	$497	$0
Note rate	3.540%	3.540%	7.400%
Blended rate	3.540%	6.029%	7.640%
1st payment	$658.52	$658.52	$1,557.23
2nd payment	$0.00	$836.87	$0.00
Taxes / mo	$208.25	$208.25	$208.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$44.98
HOA / mo	$16.67	$16.67	$16.67
Total monthly	$1,033.44	$1,870.32	$1,977.13
Cash to close	$150,521	$24,990	$24,990