Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$347,889	$347,889	$359,100
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$31,161	$0
Funding fee	$0	$0	$0
Note rate	4.670%	4.670%	7.400%
Blended rate	5.520%	6.042%	7.640%
1st payment	$1,940.50	$1,940.50	$2,486.34
2nd payment	$0.00	$308.36	$0.00
Taxes / mo	$404.25	$404.25	$404.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$265.95	$265.95	$71.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,760.70	$3,069.06	$3,112.41
Cash to close	$51,111	$19,950	$39,900