Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$177,319$177,319$310,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$133,181$0
Funding fee$0$0$0
Note rate3.070%3.070%7.400%
Blended rate3.920%5.670%7.640%
1st payment$870.87$870.87$2,149.84
2nd payment$0.00$887.87$0.00
Taxes / mo$207.75$207.75$207.75
Insurance / mo$150.00$150.00$150.00
MI / mo$145.01$145.01$62.10
HOA / mo$129.33$129.33$129.33
Total monthly$1,502.96$2,390.83$2,699.02
Cash to close$167,681$34,500$34,500