Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$238,654$238,654$328,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$89,846$0
Funding fee$0$0$0
Note rate3.010%3.010%7.400%
Blended rate3.860%5.266%7.640%
1st payment$1,164.69$1,164.69$2,274.47
2nd payment$0.00$673.84$0.00
Taxes / mo$261.00$261.00$261.00
Insurance / mo$150.00$150.00$150.00
MI / mo$195.43$195.43$65.70
HOA / mo$371.00$371.00$371.00
Total monthly$2,142.12$2,815.97$3,122.17
Cash to close$126,346$36,500$36,500