Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$211,368	$211,368	$404,100
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$192,732	$0
Funding fee	$1,057	$1,057	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	2.900%	5.332%	7.640%
1st payment	$1,014.69	$1,014.69	$2,797.91
2nd payment	$0.00	$1,284.88	$0.00
Taxes / mo	$173.33	$173.33	$173.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.82
HOA / mo	$47.00	$47.00	$47.00
Total monthly	$1,385.03	$2,669.91	$3,249.06
Cash to close	$237,632	$44,900	$44,900