Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$75,677	$75,677	$319,500
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$243,823	$0
Funding fee	$0	$0	$0
Note rate	3.700%	3.700%	7.400%
Blended rate	4.550%	6.992%	7.640%
1st payment	$468.34	$468.34	$2,212.15
2nd payment	$0.00	$1,574.69	$0.00
Taxes / mo	$118.33	$118.33	$118.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.07	$72.07	$63.90
HOA / mo	$52.00	$52.00	$52.00
Total monthly	$860.74	$2,435.43	$2,596.39
Cash to close	$279,323	$35,500	$35,500