Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$777,054	$747,000
Remaining term (yrs)	28.4	30.0
Secondary amount	$0	$0
Funding fee	$3,885	$0
Note rate	6.960%	7.400%
Blended rate	6.960%	7.640%
1st payment	$5,230.64	$5,172.08
2nd payment	$0.00	$0.00
Taxes / mo	$232.33	$232.33
Insurance / mo	$216.67	$216.67
MI / mo	$0.00	$149.40
HOA / mo	$133.00	$133.00
Total monthly	$5,812.64	$5,903.48
Cash to close	$52,946	$83,000