Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$166,781	$166,781	$265,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$98,719	$0
Funding fee	$0	$0	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	4.400%	6.110%	7.640%
1st payment	$827.55	$827.55	$1,838.27
2nd payment	$0.00	$740.39	$0.00
Taxes / mo	$293.00	$293.00	$293.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$129.73	$129.73	$53.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,400.28	$2,140.67	$2,334.37
Cash to close	$128,219	$29,500	$29,500