Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$123,953	$123,953	$166,500
Remaining term (yrs)	29.1	29.1	30.0
Secondary amount	$0	$42,547	$0
Funding fee	$0	$0	$0
Note rate	6.220%	6.220%	7.400%
Blended rate	6.770%	7.340%	7.640%
1st payment	$767.52	$767.52	$1,152.81
2nd payment	$0.00	$319.10	$0.00
Taxes / mo	$11.25	$11.25	$11.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$57.31	$57.31	$33.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$986.08	$1,305.18	$1,347.36
Cash to close	$61,047	$18,500	$18,500