Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$280,294$280,294$297,000
Remaining term (yrs)28.528.530.0
Secondary amount$0$33,206$0
Funding fee$0$0$0
Note rate6.640%6.640%7.400%
Blended rate7.190%7.686%7.640%
1st payment$1,826.08$1,826.08$2,056.37
2nd payment$0.00$328.60$0.00
Taxes / mo$333.33$333.33$333.33
Insurance / mo$150.00$150.00$150.00
MI / mo$130.51$130.51$59.40
HOA / mo$0.00$0.00$0.00
Total monthly$2,439.93$2,768.53$2,599.10
Cash to close$49,706$16,500$33,000