Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$479,844$479,844$535,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$55,656$0
Funding fee$2,399$2,399$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.613%7.640%
1st payment$2,809.40$2,809.40$3,707.69
2nd payment$0.00$417.42$0.00
Taxes / mo$592.28$592.28$592.28
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,568.34$3,985.76$4,573.74
Cash to close$115,156$59,500$59,500