Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$700,839$700,839$697,499
Remaining term (yrs)26.826.830.0
Secondary amount$0$35,410$0
Funding fee$3,504$3,504$0
Note rate6.810%6.810%7.400%
Blended rate6.810%7.054%7.640%
1st payment$4,739.12$4,739.12$4,829.34
2nd payment$0.00$350.42$0.00
Taxes / mo$364.75$364.75$364.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$139.50
HOA / mo$62.00$62.00$62.00
Total monthly$5,382.54$5,732.95$5,612.26
Cash to close$74,160$38,750$77,500